Health Insurance
All residents of the country, Belgian or otherwise, are required by law to be covered by a health insurance policy.
It is also in the best interest of international students to have a health insurance! Without insurance coverage, the cost of medical care can quickly spiral out of control. For instance, a single night’s stay in the hospital can cost up to € 400 not including treatment or medicine. A standard health insurance policy will reimburse about 75% of the cost of a doctor’s visit, medicine and hospitalization.
Third-party Liability Insurance
This insurance policy covers any damages to third parties caused by the student while not on university college property. Your own personal injuries are not covered by this policy; only damage caused to third parties. The policy also covers the costs of legal assistance.
Job-Related Accident Insurance
This KHBO insurance policy covers the entire university college community for study-related and job-related accident and illness. This policy also covers you when you are abroad on professional business.
Every accident covered by this policy, including accidents abroad, must be reported within 48 hours to the KHBO Insurance Office. They will provide you with insurance claim forms and will take care of the claim’s settlement.